Digital Lending

Powering automation for fortune 100 companies

Close agreements faster and ensure a smooth lending process with a platform built for both self-service and assisted journeys.

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Activate emSigner with two API calls, supporting both self-service and assisted workflows

eMudhra supports your existing API payload, ensuring effortless integration without changes to your application.

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  • Customer Self Onboarding (DIY)

    This use case resolves around using eSign + NeSL online eStamping to allow customers using Bank/NBFC/Broking house’s online portal to complete the onboarding process including signing in one single go.

    Tailor the Signing Experience
  • Loan Documents for Rural Customers

    Streamline loan processing for rural customers with eSign and eStamping, enabling banking field executives to collect customer signatures and secure branch officer countersignatures in one seamless workflow.

    Loan Documents for Rural Customers

Key Capabilities

Explore emSigner's advanced features to enhance your digital workflows.

Integrated eSign and eStamping workflow supporting both operational documents

Integrated eSign and eStamping workflow supporting both operational documents (e.g., General agreements, NDAs, Financial contracts such as loan documents)

Features include automatic signatory validation

Features include automatic signatory validation, Face capture, Liveliness check, Geo-tagging

global enterprise solution in eSignature

ONLY Indian vendor recognized by Gartner as a full-service global enterprise solution in eSignature

eSign v2/v3, Org eSign, Bank KYC-based eSign

Supports all eSign types: eSign v2/v3, Org eSign, Bank KYC-based eSign

Comprehensive set of Inbound/Outbound API’s

Comprehensive set of Inbound/Outbound API’s, Gateway, and Embedded Signing for solving in-person/remote signing, bulk signing, automated signing etc.

Unique advantages of emSigner compared to competitors

Key capabilities emSigner Others
Workflow Engine and Audit Trails Comprehensive workflow routing for single, multi-party signatories, reviewers, and sharing capabilities. Limited workflow routing capabilities, lack roles for signing and reviewing.
Form Center with Customer Web Links Build fillable templates with data input and QR/Barcode for offline printing, tags for API push of data Do not offer the flexibility in data input or QR Code support for offline forms.
Multi-document, Multi-signatory Placeholders via Text Search Allows dynamic, multi-signatory document signing with search text for increased flexibility. Provide limited, predefined placeholders without support for search text.
Dynamic Signatories that can be added on the fly Enables users to add signatories, such as a CFO adding authorized signatories for fund transfer authorization. No such capability.
Roles and Entitlements Granular roles and entitlements support user creation, maker-checker processes, API management, and dashboard views. No such capability.
Selfie Capture Supports selfie capture with a liveness check. Limited support, often without a liveness check.
Bulk Signing on Dashboard Allows signing up to 1000 documents in one click using digital signature on a token or through remote signing. Limited to a few documents, usually with a token.
Sustainability Reporting Provides detailed sustainability reporting, including paper saved and trees saved for ESG reporting. Limited capability around sustainability reporting.
Maker/Checker for approvals Requires all user creation to go through a maker/checker process for compliance. No such capability
Support for eSign v2/v3/Org eSign/Bank KYC based eSign Supports all types of eSign, including redundancy for v2. Lack support for eSign v3 or other types of eSign.
Evidence Requests Maintains detailed evidence as part of the eSign/CA infrastructure, regularly audited. Many competitors are resellers, often without contractual binding with the eSign provider.

Data Residency

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Cloud Native

emSigner stores data on AWS with key-on-key encryption to protect PDFs. Optionally, PDFs can be purged.

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Cloud-Native with External Storage Support

Store PDFs in your preferred location while retaining control and leveraging emSigner’s workflows on AWS.

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On-Prem/Private Cloud

On-Prem/Private Cloud: Deploy the entire application and database on the client’s data center or private cloud to ensure complete data confidentiality.