Banking and Financial Services

Enabling Digital Banking One Step at a Time

The digital platform for loan adjudication, mortgage and fraud detection that is paving the way for a revolutionary digital banking experience.

Onboard Customers Faster and Cheaper Using emSigner

“Before implementing emSigner, our customer onboarding process lasted for several hours. Now it is a matter of few minutes.”

Deputy General Manager – Alternate Channels, a large Federal Bank in Asia

200+ Banks and Financial Organizations Rely on Us; Here’s Why


The predefined integrations allows users of these major ERP and CRM platforms to quickly sign, transfer and check the authenticity as well as integrity of documents generated using emSigner on the go. Along the way this integration will help organizations to meet legal compliance and make electronic contracts enforceable.


Using latest OCR technology, emSigner supports faster loan and mortgage application handling.

Advanced Machine Learning Capabilities

emSigner can leverage latest Machine Learning models to drive decision driven document workflows based on predictive analytics. Examples include assessing the risk of a potential borrower as part of a loan application.

Other Key Highlights


Run OCR on banking and financial documents such as loan application, paystubs, etc., for auto classification and data extraction.

Remote KYC

Conduct remote KYC based on Digital IDs and Video KYC using advanced face matching technology.

eSignature Support

Support for global eSignatures.

AI Integration

Integration of AI platform (emStream) to power better scoring and assessment of loan eligibility, frauds, defaults, etc., based on Machine Learning models using historical data.

Rule Based Signing

Ability to dynamically route documents to different approving authorities based on rules.

Case Management

Advanced case management capabilities to power back and forth interactions with prospective customers.

Use Cases

Account Opening

Using advanced electronic signing and workflow management capabilities, emSigner allows financial organizations quickly automate and streamline online account opening process.

Digital Lending

From auto loans to student loans to home mortgages, emSigner allows financial organizations to seamlessly execute loan agreements digitally and quickly meet customer demands.


emSigner allows financial organizations to digitally sign invoices and statements in serial, parallel or bulk from anywhere, through any device instantly, thus enabling complete digital transformation.

Contract Management

Create, review, edit, sign and approve contracts with up to 80% quicker turnaround time using emSigner.

Fraud Detection/Advanced Warning

Leveraging advanced AI powered analytics and API integration, emSigner allows banks and financial organizations to run quick backlist checks against user profiles and prevent loan frauds, mortgage defaults, etc.

The Real-life Examples

Capital Alliance Goes Digital using emSigner

Capital Alliance implements emSigner for swift customer on boarding and reduces carbon footprint.

Driving Digital Transformation

emSigner helps reduce cost, increase convenience and improve customer experience for a large Life Insurer.

Simplifying Signing and Encryption of Financial Documents

emSigner supports deployment of an integrated solution to digitally sign and encrypt documents that are legally binding and guarantee authenticity, integrity and confidentiality of data.